Terms of Service

Last Updated: 12 February 2026

Agreement to Terms

By accessing or using the Punto Clivo website and educational services, you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use our services.

Educational Purpose

Punto Clivo provides educational resources about real estate crowdlending documentation in Argentina. Our services are for informational and educational purposes only. We do not provide:

• Investment advice or recommendations
• Legal advice or document review services
• Financial planning or consulting
• Endorsement of specific platforms or projects

You should consult qualified professionals for advice specific to your situation.

Use of Services

Permitted Use

You may use our educational resources for personal, non-commercial learning purposes. You agree to:

• Provide accurate information when registering
• Maintain the security of your account credentials
• Use the services in compliance with applicable laws
• Respect intellectual property rights in our content

Prohibited Use

You may not:

• Reproduce, distribute, or commercially exploit our content without permission
• Use automated systems to access or scrape our website
• Attempt to gain unauthorized access to our systems
• Misrepresent your affiliation with Punto Clivo
• Use our services for any unlawful purpose

Intellectual Property

All content on the Punto Clivo website, including text, graphics, logos, and educational materials, is owned by or licensed to Punto Clivo. This content is protected by Argentine and international copyright laws.

Disclaimer of Warranties

Our educational services are provided "as is" without warranties of any kind. We do not guarantee:

• The accuracy, completeness, or currency of information
• That our services will be uninterrupted or error-free
• That defects will be corrected
• That our website is free from viruses or harmful components

Limitation of Liability

To the fullest extent permitted by Argentine law, Punto Clivo shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to:

• Investment losses or financial damages
• Loss of data or information
• Business interruption
• Loss of profits or opportunities

Indemnification

You agree to indemnify and hold harmless Punto Clivo, its officers, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

Subscription and Payment

Some educational resources require subscription. Subscription terms, fees, and cancellation policies are provided at the time of purchase. All fees are in Argentine pesos unless otherwise stated.

Termination

We reserve the right to suspend or terminate your access to our services at any time for violation of these Terms or for any other reason at our discretion.

Governing Law

These Terms are governed by the laws of Argentina. Any disputes shall be resolved in the courts of Córdoba, Argentina.

Changes to Terms

We may modify these Terms at any time. We will notify users of material changes by posting the updated Terms with a new "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the modified Terms.

Contact Information

For questions about these Terms, contact us:

Email: [email protected]
Phone: +54 353 657 6719
Address: Av. Amadeo Sabattini 3700, Río Cuarto, Córdoba, Argentina